致尊敬的客户:

有关小心核对转账交易的提示
请客户注意，于叙做转账交易时，请小心核对交易资料正确无误，以避免错误转帐而导致损失。
如客户发现帐户收到第三方错误转帐的资金，应将款项经经办银行退还予转帐人。如不退还有关款项，客户有可能需承担刑事责任。

招商银行香港分行

Dear Customers,

Reminder on proper handling of fund transfer
Please be reminded to verify the correctness of fund transfer transaction details carefully before confirming the transaction in order to avoid errors that may result in loss from the associated fund transfer.
If you have received funds that are mis-transferred from the third party to your account, you should return the mis-transferred funds to the transferor through the banks in the event. You may be criminally liable if you do not return the fund.

China Merchant Bank Hong Kong Branch