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Charges for HKAIO
Schedule of Charges for CMBHK Hong Kong All-In-One (HKAIO) Account
(Effective 1 February 2021)
General Account Services
|
Item |
Account Balance[1] |
Account Statement Type |
Monthly Charges[2] |
|
Account Management Fee[1] |
Below HKD5,000 |
E-Statement |
HKD100 |
|
Paper-Statement |
HKD150 | ||
|
From HKD5,000 to below HKD100,000 |
E-Statement |
HKD10 | |
|
Paper-Statement |
HKD50 | ||
|
Equal or above HKD100,000 |
E-Statement/ Paper-Statement |
Waived | |
|
Replacement Fee of a Lost HKAIO Card |
HKD50 per card | ||
|
Account Closure (within 6 months from the date of Account Opening) |
HKD100 per account | ||
|
USB with Digital Certificate |
HKD70/RMB60 per USB | ||
Exchange Services
|
Channel |
Charges |
|
Internet Banking/Mobile Banking |
Free |
|
Counter at HK branch |
HKD100/USD13/RMB90 /EUR13/GBP13/JPY1800/CHF13/SGD20/AUD20/CAD20/NZD20 per transaction |
Cash Deposit or Withdrawal Services at Counter
|
Item |
Channel |
Currency |
Charges | ||
|
Deposit / Withdrawal |
Counter at HK branch |
HKD / RMB |
Equal or below HKD/RMB 20,000 per day |
Free | |
|
Over HKD/RMB 20,000 per day |
Charge for the total amount [3] as follow: | ||||
|
First HKD/RMB 20,000 |
HKD20/RMB20 | ||||
|
Each additional HKD/RMB 10,000 for an amount equals or less than HKD/RMB 100,000 |
HKD30/RMB30 | ||||
|
Each Additional HKD/RMB 10,000 for an amount larger than HKD/RMB 100,000 |
HKD60/RMB60 | ||||
|
USD` |
Larger than USD 1,000 per day |
2% of the total amount per day | |||
[1] This fee will be deducted from the account on the 5th day of each month, after 3 full calendar months from the date of the account opening;
Assuming an account is opened in March, if the account is opened on 1 March, the first three complete calendar months would be March, April and May, and the Account Management Fee will be charged on 5 June for the first time.
If an account is opened on a date between 2 March and 31 March, the first three complete calendar months would be April, May and June, and the Account Management Fee will be charged on 5 July for the first time.
The Account Management Fee will be waived if the average Daily Balance of accounts maintained with CMBHK, including deposits, market value of investment products, market value of any stock/Securities and fees received for insurance products, for the three complete calendar months is HKD100,000 or above (or its equivalent).
[2] In case of insufficient balance, the Account Management Fee shall be deducted from a sub-account denominated in the other currencies at the applicable exchange rate of CMBHK on the date of conversion.
[3] For example, deposit / withdraw HKD/RMB 100,000: HKD/RMB ($20 + 8 x $30) = $260; deposit / withdraw HKD/RMB 200,000:
HKD/RMB ($20 + 8 x $30 + 10 x $60) = $860.
Payment Services
|
Item |
Channel |
Receiving Account |
Charges |
| |
|
Inward Payments |
FPS[4] |
HKD/RMB Account |
Free |
| |
|
CHATS[5] |
HKD/USD/RMB/EUR Account |
HKD15/USD2/RMB15/EUR2 per transaction |
| ||
|
Telegraphic Transfer[6] |
HKD/USD/RMB/EUR/GBP/JPY/CHF/SGD/ AUD/CAD/NZD Account |
HKD30/USD4/RMB30/EUR4/GBP4/ JPY500/CHF4/SGD6/AUD6/CAD6/NZD6 per transaction |
| ||
|
Item |
Channel |
Originating Account |
|
Charges | |
|
Outward Payments |
FPS[4] |
HKD/RMB Account |
Mobile Banking |
Free | |
|
Internet Banking |
HKD50/RMB50 per transaction | ||||
|
CHATS[5] |
HKD/USD/RMB Account |
Mobile Banking |
Free | ||
|
Internet Banking |
HKD50/USD7/RMB50 per transaction | ||||
|
Counter at HK branch |
HKD150/USD20 /RMB150 per transaction | ||||
|
Telegraphic Transfer[6] |
HKD/USD/RMB/EUR/GBP/ JPY/CHF/SGD/AUD/CAD/ NZD Account |
Mobile Banking |
HKD150/USD20/RMB100/EUR20/ GBP20/JPY2500/CHF20/SGD30/ AUD30/CAD30/NZD30 per transaction | ||
|
Internet Banking |
HKD150/USD20/RMB100/EUR20/ GBP20/JPY2500/CHF20/SGD30/ AUD30/CAD30/NZD30 per transaction | ||||
|
Counter at HK branch |
HKD200/USD26/RMB150//EUR26/ GBP26/JPY3000/CHF26/SGD40/ AUD40/CAD40/NZD40 per transaction | ||||
|
Remittance to CMB China’s Personal/Company Account from HKD/USD/EUR/GBP/ JPY/CHF/SGD/AUD/CAD/ NZD Account |
Mobile Banking |
HKD80/USD11/EUR11/GBP11/JPY1500/CHF11/SGD20/AUD20/CAD20/NZD20 per transaction | |||
|
Internet Banking |
HKD80/USD11/EUR11/GBP11/JPY1500/CHF11/SGD20/AUD20/CAD20/NZD20 per transaction | ||||
|
Counter at HK branch |
HKD150/USD20/EUR20/GBP20/ JPY2500/CHF20/SGD30/AUD30/ CAD30/NZD30 per transaction | ||||
|
Settlement of Exchange (HKD/USD to RMB) |
HKD/USD Account |
Mobile Banking |
Free | ||
|
Internet Banking |
HKD20/USD3 per transaction | ||||
[4] FPS –Faster Payment System.
[5] CHATS – Clearing House Automated Transfer System.
[6] Telegraphic Transfer – Transfer overseas through SWIFT (Society for Worldwide Interbank Financial Telecommunication).
Other Payment Services
|
Item |
Charges | |
|
Cashier’s Order |
Issuance/ Repurchase |
HKD50/USD7/RMB45 per transaction |
|
Report Loss |
HKD50/USD7/RMB45 per transaction + HKICL Charges HKD300 per transaction | |
|
CHATS/ Telegraphic Transfer |
Amendment/ Enquiry/ Cancellation |
HKD200/USD26/EUR26/GBP26/JPY3000/CHF26/ SGD40/AUD40/CAD40/NZD40 per transaction + Correspondent Bank Charges |
|
Cheque |
Cheque Book Delivery |
Ordinary mail：Free |
|
Speed Post/Courier：HKD60 per delivery | ||
|
Returned Cheque |
HKD150 per Cheque | |
|
Stop Payment / Cancellation of each Stop Payment Order |
HKD100/USD13 per Cheque or a consecutive range of Cheques | |
JETCO (ATM) Transfer Services
|
Originating Account |
Receiving Account |
Charges |
|
HKD Account |
Other HKAIO Account with CMBHK |
Free |
ATM Cash Withdrawal Service
|
Channel |
Originating Account |
Country/Area |
Charges |
|
ATM at CMBHK |
HKD Account |
Hong Kong |
Free |
|
"UNION PAY" ATM |
Hong Kong |
Free [7] | |
|
Macau, Mainland China, Overseas |
HKD20 per transaction [7] | ||
|
"JETCO" ATM |
Hong Kong |
Free | |
|
Macau |
HKD20 per transaction |
POS Payment Services[8]
|
Channel |
Originating Account |
Country/Area |
Charges |
|
EPS |
HKD Account |
Hong Kong |
Free |
|
UnionPay |
Hong Kong, Macau, Mainland China, Overseas |
Free [7] |
[7] For withdrawal or payment in foreign currency made via UnionPay network, the transaction will be settled in HKD with reference of the exchange rate as determined by UnionPay on the day of transaction.
[8] Some merchants may impose POS services charges. Please inquiry the details with the merchants.
Other Services
|
Item |
Period / Item |
Charges |
|
Request for a copy of any document |
Within the last 12 months |
HKD50 per set |
|
From the last 13th month up to 24th month |
HKD50 per set plus a Service Charges HKD200 | |
|
From the last 25th month and onwards |
HKD50 per set plus a Service Charges HKD300 | |
|
Banker’s Report / Bank Certification |
Balance Certificate |
HKD200/USD26 per set |
|
Remittance Advice |
HKD200/USD26 per set | |
|
Bank Reference Letter |
HKD200/USD26 per set | |
|
Banker's Endorsement |
HKD150 per set | |
|
Copy of Bank statement |
Within the last 7 years |
Free |
|
Direct Debit Authorization |
Set up / Amendment |
HKD20 per transaction Internet Banking / Mobile Banking : Free |
|
Direct Debit Authorization rejected due to insufficient funds |
HKD150 per transaction | |
|
Autopay |
Payroll, Auto-Credit, Autopay |
HKD2 per transaction |
|
Autopay rejected due to insufficient funds |
HKD150 per transaction |
Facsimile Services
|
Item |
Charges | |
|
Facsimile |
Up to 5 pages within Hong Kong |
HKD50 per set |
|
Up to 2 pages outside Hong Kong |
HKD100 per set | |
|
Each additional page (any jurisdiction) |
HKD50 per set | |
|
Photocopy |
Up to 5 pages |
HKD50 per set |
Other charges may apply, The Bank reserves the right to revise any fees, charges, special offers and/or other services from time to time.